Certificate Accounts
If you're looking to maximize your savings, opening a certificate account can be a game-changer for you. With a certificate account, you lock in a competitive interest rate for a fixed period, giving you the potential to earn more on your money than with a regular savings account. Plus, it's a low-risk investment, so you can enjoy peace of mind while your money grows.
And here's the best part – you have the power to choose the term that works best for you, whether it's six months, one year, or even longer. So, if you're ready to watch your savings flourish while still having the flexibility to access your funds down the road, a certificate might be just the financial tool you've been searching for.
Share Certificate Accounts
Share Certificate Accounts are available in terms from 90 days up to 5 years. The minimum opening deposit to earn interest for a share certificate account is $500. At Southeast Financial, we offer very competitive rates that are determined by the term of the certificate.
Keep an eye out for occasional special promotional certificates to lock in even more appealing rates and terms. Start making the most of your hard-earned dollars today!
DreamBuilder Certificate Accounts
Just beginning your financial journey? Looking for a way to start saving for an emergency fund, vacation, home improvement or other goal? Our DreamBuilder Certificate Account is a great option to consider. You can start building your dreams today with as little as $100.
With a minimum investment of just $100, you can start saving for the future while earning a typically higher Annual Percentage Yield (APY) than with traditional Savings Accounts, Christmas Club Accounts, or Money Market Accounts. DreamBuilder Certificate Accounts mature in just 6 months! Call us or visit any branch to learn more.
| Type | Minimum Deposit | APY |
|---|---|---|
| DreamBuilder 6 Month Certificate | $100.00 | |
| 90 Day | $500.00 | |
| 6 Month | $500.00 | |
| 1 Year | $500.00 | |
| 18 Month | $500.00 | |
| 2 Year | $500.00 | |
| 30 Month | $500.00 | |
| 3 Year | $500.00 | |
| 4 Year | $500.00 | |
| 5 Year | $500.00 |
Disclaimer: For more specific information, please call our Member Service Call Center at 615-743-3700 or toll-free at 800-521-9653 or visit your local branch. You may also follow these links to view our current rates for Certificate & IRAs, IRA Accumulation Accounts, and Money Market Accounts online.