What Does Southeast Financial Credit Union Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include your:

  • Social Security number

  • Account balances

  • Payment history

  • Credit history

  • Account transactions

  • Wire transfer instructions

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Southeast Financial Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Southeast Financial Credit Union share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.		 Yes No
For our marketing purposes—
to offer our products and services to you.		 Yes No
For joint marketing with other financial companies. Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences.		 Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness.		 No We don't share
For our affiliates to market to you Yes Yes
For non-affiliates to market to you Yes Yes

To Limit Our Sharing

Call toll-free at 1-800-521-9653 or go to the Credit Union.

Please note: If you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call toll-free at 1-800-521-9653 or go to www.southeastfinancial.org

What We Do

How does Southeast Financial Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Southeast Financial Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an account

  • Apply for a loan

  • Seek advice about your investments

  • Provide account information

  • Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes - information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

You choices will apply to everyone on your account.

Definitions

Affilliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include:
Financial companies such as: Members Financial Services and Southeast Resource Group.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include insurance companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.

Other Important Information

For Alaska, Illinois, Maryland, and North Dakota Members

We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For California Members

We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. You can find our online privacy policy, as it relates to the California Consumer Privacy Act of 2018, here: www.southeastfinancial.org.

For Massachusetts, Mississippi, and New Jersey Members

We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For Vermont Members

  • We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.

  • Additional information concerning our privacy policies can be found at www.southeastfinancial.org or call 1-800-521-9653.