No Minimum Balance
No Monthly Fees
Online Tools
Member Trusted Since 1936

Student Checking

Checking for Members Ages 16-24

  • Online Banking

  • Digital Wallet

  • Bill Pay

  • eBills

  • Remote Check Deposit

  • Mobile App

  • Text Banking

  • Balance Alert Texts & Emails

  • Money Management Tool

  • Goal Builder

  • Purchase Rewards

  • Free Box of Basic Checks

  • No Minimum Balance

Rewards Checking

Rewards Checking is Our Best Value

  • Online Banking

  • Digital Wallet

  • Bill Pay

  • eBills

  • Remote Check Deposit

  • Mobile App

  • Text Banking

  • Balance Alert Texts & Emails

  • Money Management Tool

  • Goal Builder

  • Purchase Rewards

  • No Minimum Balance

Interest Checking

$9.00 Per Month

  • All Rewards Checking Features

  • Earn Dividends on All Balances

  • Free Box of Basic Checks 2x Annually

  • Discounted Safe Deposit Boxes
    (Upon Availability)

  • Discounted Gift Cards

  • Bonus 0.15% APY* on New Certificates

  • No Monthly Fee for Members Ages 55+

*APY = Annual Percentage Yield. Bonus APY cannot be combined with special offers.

Digital Wallet

Add Your Card for an Easier Way to Pay

Securely store your Southeast Financial debit card in your phone’s digital wallet for quick checkouts when shopping online or in store. It makes purchases easy, convenient, and secure!

Paying with a digital wallet is safer than giving the store your card number and PIN. Transactions are validated by a number that’s unique to each device and card. This encrypted number is used to authorize purchases, so your card number and PIN are never transferred or stored with the merchant, meaning they are less likely to be compromised.

Fraud Alerts

Fighting Fraud with Automated Texts

We take fraud very seriously, and it's important to react quickly. When suspicious debit card activity has been detected in your account, we don’t wait for member service to dial your number – our automated system will contact you by text. You can take action the second you receive your alert by texting the provided command word or interacting with the automated system on the phone. Our Member Service representatives are ready to assist you at any time to ensure you receive the best defense exactly when you need it.

All members with debit cards are enrolled in Fraud Alerts. To ensure you receive alerts, log into Online Banking to review and update your contact information.

Disclosure: No monthly fees when enrolled in eStatements. Fee waived for members under 18, members age 55+, and members with line of credit loans.