No Application Fee
No Annual Fee
No Balance Transfer Fee
Member Trusted Since 1936

Visa Signature®

Travel Rewards Card

  • 3.25% Intro APR for 6 Months on Purchases and Balance Transfers

  • No Annual Fee

  • No Balance Transfer Fee

  • No Application Fee

  • Earn 1 CURewards Point for Every Dollar You Spend

  • Double CURewards Points on Gas, Dining, Cruises, Flights, Hotels, and More

  • Signature Travel Rewards Benefits

  • 24/7 Concierge Access

    Visa Signature Disclosure

Visa® Platinum

Rewards Card

  • 5.25% Intro APR for 6 Months on Purchases and Balance Transfers

  • No Annual Fee

  • No Balance Transfer Fee

  • No Application Fee

  • Earn 1 CURewards Point for Every Dollar You Spend

    Visa Platinum Disclosure

Visa® Secured

Credit Building Card

  • No Credit Check Needed for Approval

  • Fund with 150% of Credit Limit

  • No Annual Fee

  • No Balance Transfer Fee

  • No Application Fee

  • No Cash Advance Fee

  • Fixed Rate

    Visa Secured Disclosure


Fraud Alerts

Fighting Fraud with Automated Texts

We take fraud very seriously, and it's important to react quickly. When suspicious activity has been detected in your account, we don’t wait for an agent to dial your number – our automated system will contact you by text. You can take action the second you receive your alert by texting the provided command word or interacting with the automated system on the phone. Our live agents are ready to assist you at any time to ensure you receive the best defense exactly when you need it.

All members with debit cards are enrolled in Fraud Alerts. To ensure you receive alerts, log into Online Banking to review and update your contact information.


Earn More Points. Get More Stuff.

Shop and earn with your Visa Platinum Credit Card at the CURewards Mall

You already earn 1 point for every $1.00 you spend. Now, when you use your card at the participating retailers listed on the CURewards site, you'll earn even more. Log in to see the most current offers from your favorite retailers, click the links in each offer, and earn extra points when you use your card to shop at merchants like Walmart, Home Depot, Old Navy, and more just by clicking the CURewards Mall links. Mall points will be credited within 30 days of your purchase.


Keeping Your Account Safe at Home & Abroad

Traveling out of the country? Making international purchases on the Internet? Even if you're just planning an unusually large purchase using your card, contact us before you shop or travel. Due to the high incidence of credit card fraud, Southeast Financial has blocked access to credit and debit card spending in many foreign countries. Unusual purchases may be flagged to protect your account as well.

Don't get caught without access. Complete and submit a Card Unblock Request Form, available in Online Banking under the "Account Maintenance" menu, to activate temporary purchase permissions on your account.

Rates valid as of 10/01/2024 Subject to credit approval. Rates subject to change without notice and may vary based on applicant creditworthiness. Some restrictions may apply.